TERMS & CONDITIONS

This Agreement describes the terms and conditions applicable to your use of our services on this website. By accessing any portion of this website, the user agrees to the terms and conditions set out below.

The goal of this website is to provide access to our products and services to as wide an audience as possible. To ensure a safe, pleasant environment for all of our users, we have established these Terms of Use. In this way, you will know what you can expect from us and what we expect from you. By accessing any areas of this website you agree to be legally bound and to abide by the terms set forth below.

We may amend this Agreement at any time by posting the amended terms on our site. Except as stated below, all amended terms shall automatically be effective immediately after they are posted on our site.

Privacy & Security

For our privacy & security policies, please see privacy and security.

No Warranty

We have made an effort to provide you with accurate information on our products and services; but we do not guarantee that they are 100% exact. Prices are subject to change without notice.

WE PROVIDE OUR WEBSITE AND SERVICES “AS IS” AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED OR STATUTORY. WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. This warranty gives you specific legal rights and you may also have other legal rights that vary from state to state.

Liability Limit

IN NO EVENT SHALL WE BE LIABLE FOR LOST PROFITS OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH OUR SITE, OUR SERVICES OR THIS AGREEMENT (HOWEVER ARISING, INCLUDING NEGLIGENCE). OUR LIABILITIY TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO $100. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Indemnity

You agree to indemnify and hold us and (as applicable) our parent company, subsidiaries, affiliates, officers, directors, agents, and employees, harmless from any claim or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party.

Legal Compliance

You shall comply with all applicable domestic and international laws, statutes, ordinances and regulations regarding your use of our service.

Notices

Except as explicitly stated otherwise, any notices shall be given by postal mail to Protect Plus Insurance Brokerage Inc. or to the email address you provide to Protect Plus Insurance Brokerage Inc. during the submission process (in your case). Notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid. Alternatively, we may give you notice by certified mail, postage prepaid and return receipt requested, to the address provided to Protect Plus Insurance Brokerage Inc. during the submission process. In such case, notice shall be deemed given 3 days after the date of mailing.

Arbitration

Any legal controversy or legal claim arising out of or relating to this Agreement or our services shall be settled by binding arbitration. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Brooklyn, N.Y. and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Should either party file an action contrary to this provision, the other party may recover attorney’s fees and costs up to $ 1,000.00.

General

This Agreement shall be governed in all respects by the laws of the state of New York, USA. We do not guarantee continuous, uninterrupted or secure access to our services, and operation of our site may be interfered with by numerous factors outside of our control. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. You agree that this Agreement and all incorporated agreements may be automatically assigned in our sole discretion, to a third party in the event of a merger or acquisition. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof.

Protect Plus Insurance Brokerage Inc. website copyright policy

You should assume that everything you see or read on this website is copyrighted unless otherwise noted and may not be used except as provided in these terms and conditions or in the text on this website without the written permission of Protect Plus Insurance Brokerage Inc.. Protect Plus Insurance Brokerage Inc. neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with Protect Plus Insurance Brokerage Inc.. Images, photographs, or illustrations displayed on this website are either the property of, or used with permission by, Protect Plus Insurance Brokerage Inc.. The use of these materials by you, or anyone else authorized by you, is prohibited unless specifically permitted by these terms and conditions or specific permission provided elsewhere on this website. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, communications regulations and statutes, and will be prosecuted.